I agree with much of what you say, except that the cause of the problem is 'racist beliefs'. I don't think it is a problem with what people think, but rather a structural problem with the way society is organized. The solution is not to make people think less racist, but reorganize society to be more equitable.
Here is an article I wrote on 'Systemic Racism'. : https://jaime-roberts.medium.com/the-lie-of-systemic-racism-the-technology-of-socio-spatial-marginalization-ce902251524